Medicare choices, explained clearly.

Let's get you connected with a Medicare Enrollment specialist.

Conectémosle con un especialista. First, what's your name?

Medicare Open Enrollment runs each year from October 15 through December 7. During that period, eligible people can make certain changes to Medicare Advantage or prescription-drug coverage. Changes generally take effect January 1 of the following year. For current rules and plan availability, review Medicare.gov or speak with a qualified professional.

For many people turning 65, the Initial Enrollment Period is a 7-month window that begins 3 months before the month they turn 65, includes their birthday month, and ends 3 months after. Eligibility and timing can differ for people who qualify through disability, ESRD, or other circumstances.

Possibly. Medicare has specific enrollment periods for changing coverage, including the annual Open Enrollment Period, the Medicare Advantage Open Enrollment Period for certain people already enrolled in Medicare Advantage, and Special Enrollment Periods for qualifying life events. The right answer depends on your situation.

Bring your Medicare card, a list of prescriptions with dosages, the names of your doctors and preferred pharmacies, current coverage documents, and your questions about monthly costs and benefits. Medicare.gov Plan Compare can help you review available plans in your area.

North Carolina's Seniors' Health Insurance Information Program (SHIIP) provides free, unbiased counseling for Medicare beneficiaries and caregivers. SHIIP can be reached at 1-855-408-1212, Monday through Friday from 8 a.m. to 5 p.m.

No. Pentagon Group LLC is a private, independent insurance agency and is not connected with or endorsed by the U.S. Government or the federal Medicare program. This page provides general educational information; Medicare.gov and SHIIP are additional resources for official and unbiased guidance.