Business Insurance
🏢 Business Insurance · Pentagon Group Insurance

You built your business. We help you protect it.

Usted construyó su negocio. Nosotros le ayudamos a protegerlo.

Business Insurance · Seguro de Negocio

Running a business means taking risks every day. The right insurance means those risks don't threaten everything you've worked for.

Dirigir un negocio significa tomar riesgos todos los días. El seguro correcto significa que esos riesgos no amenazan todo lo que ha trabajado.

🏗️
General Liability
Protects your business from third-party claims of bodily injury, property damage, and advertising injury.
🏢
Commercial Property
Covers your building, equipment, inventory, and other business property against damage or loss.
💼
Business Owner's Policy
A BOP bundles general liability and commercial property into one affordable package for small businesses.
🚚
Commercial Auto
Covers vehicles used for business purposes — from a single delivery van to an entire fleet.
👷
Workers' Compensation
Required in NC for most businesses — covers medical expenses and lost wages for injured employees.
💻
Professional Liability
Protects service-based businesses from claims of negligence or mistakes in the services you provide.
📋
Errors & Omissions (E&O)
E&O insurance is essential for professionals who give advice or provide specialized services — consultants, agents, contractors, and more. If a client claims your work caused them financial harm, E&O covers your legal defense and any resulting settlements.
Why It Matters

One lawsuit, one fire, one accident — without insurance, it could end your business.

Small business owners are especially vulnerable because they often don't have the financial reserves to absorb a major loss. A customer slip-and-fall, a fire that destroys your inventory, or an employee injury can result in costs that would bankrupt an uninsured business. We specialize in working with small business owners — including many in the Latino community — to build customized coverage packages that protect what they've built without breaking the budget.

Talk to a Specialist

Ready to learn more about Business Insurance?

Leave us your info and a Pentagon Group team member will reach out to walk you through your options — no pressure, no jargon. Spanish assistance is available.

Déjenos su información y un miembro de nuestro equipo le contactará para explicarle sus opciones. Asistencia en español disponible.

No pressure — just information
Spanish assistance available (Ext. 708)
Response within 1 business hour
BBB A+ Accredited agency

Let's get you connected with a Business Insurance specialist.

Conectémosle con un especialista. First, what's your name?

Common Questions

What people ask us most.

Client Stories

Real people. Real protection.

★★★★★

"I opened my restaurant and had no idea what insurance I needed. Pentagon Group set me up with a BOP that covers everything. When I had a small fire in the kitchen, they handled the claim fast. Lifesavers."

L
Luis M.
Charlotte, NC
★★★★★

"As a contractor, I need liability and commercial auto. Pentagon shops multiple carriers every year to make sure I'm getting the best rate. They've saved me thousands."

T
Tony R.
Matthews, NC
★★★★★

"They understand what it means to be a small business owner. They don't just sell you a policy — they actually explain what you're covered for and what you're not. That honesty is rare."

C
Carmen S.
Mint Hill, NC