Comprehensive Health Insurance Solutions in Matthews, NC

At The Pentagon Group, navigating health insurance options can be complex. Whether you’re an individual, a family, or an employer in Matthews, NC, we are here to simplify the process and provide tailored coverage that meets your unique needs. From short-term solutions to comprehensive health plans, we have you covered.

Understanding Health Insurance in North Carolina and South Carolina

Currently, no law requires employers to provide health insurance, but many still offer this benefit to attract and retain talent. When employers provide health insurance, they must adhere to North Carolina and South Carolina laws that mandate certain benefits and give employees the right to convert group plans into individual policies.

Self-Insured Plans

Some employers choose to self-insure, meaning they take on the financial risk of paying claims instead of transferring them to an insurance company. Self-insured employers may partner with third-party administrators to manage claims, offering flexibility while maintaining control over their plans.

Stop-Loss Insurance

To mitigate large claims, self-insured employers can purchase stop-loss insurance covering catastrophic expenses. This option preserves the self-insured status while protecting against unpredictable costs.

Short-Term Health Coverage

Short-term health insurance plans are a cost-effective solution for individuals seeking temporary coverage. These plans:

Provide coverage for up to 12 months, with renewal options for up to 36 months.
Focus on emergency care, making them ideal for those between jobs or awaiting group coverage.
Offer significant savings for those who require minimal doctor visits.

Health Insurance Options We Offer

At The Pentagon Group, we provide a wide range of health insurance solutions, including:

Individual Health Insurance: Customizable plans for personal coverage.
Family Health Plans: Comprehensive options for your loved ones.
Employer-Sponsored Health Insurance: Guidance for businesses offering employee coverage.
Short-Term Health Plans: Affordable and flexible options for temporary coverage.

Why Choose The Pentagon Group?

Expert Guidance: Our professionals simplify state and federal regulations, including Affordable Care Act (ACA) standards.
Tailored Plans: We work with top carriers to find coverage that fits your needs and budget.
Local Support: Proudly serving Matthews, NC, and surrounding areas in North Carolina and South Carolina.

Contact Us Today for Expert Assistance

Making sense of health insurance regulations in North Carolina and South Carolina doesn’t have to be overwhelming. Call The Pentagon Group at 980-202-2886 or email us at chuck@pentagongroup.net for personalized assistance. Our experts are ready to answer your questions, explain your options, and help you find the perfect health insurance plan.

Your health and peace of mind are our top priorities!