Comprehensive Flood Insurance for North Carolina and South Carolina Homes

Flooding is an all-too-common occurrence in North Carolina and South Carolina, wreaking havoc on communities, properties, and families. Standard homeowners insurance typically does not cover flood damage, leaving many residents unprotected against this costly disaster. At The Pentagon Group, we provide reliable and affordable flood insurance to help you safeguard your home and assets.

If your home is in a FEMA-designated flood zone beginning with an “A” or “V,” flood insurance is typically required to obtain a mortgage. Homes in these areas have a 1% or greater annual risk of flooding. Even if you’re in a lower-risk zone, areas near lagoons like the Palmco Sound or rivers such as the Neuse River are particularly vulnerable.



Use tools like the North Carolina Flood Risk Information System to evaluate your property’s flood risk. Regardless of your home’s location, flood insurance provides invaluable protection.